Discover the Model of Investing in Premium Apartments Combining

the safety of
ownership

with the profitability of short-term
rental

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Traditionally investors
face a
choice

or

01

Safe investments
with low profitability

Full ownership rights

You can come whenever you want.

Capital security

No growth in property value

You have to handle the rental yourself

Low profitability

or

02

Risky condo models with higher returns, but limited control

Passive income from short-term rental

No ownership rights

Management handled by the operator

Limited owner access

Profits depend on the season and the operator's decisions

You have no control

You don't have to choose.
We have combined both
into one.

You invest in a property of which you become the full-fledged
owner. At the same time, you entrust us with professional
management of short-term rental according to a working
operating model.

NEW

Bezpieczna Hybryda -
investing with us becomes simple

From the Safe investments model

Full ownership rights

You can come whenever you want

Capital security

From the Condo model

Management handled by the operator

Passive income from short-term rental

And on top of that we added
something of our own.

A team of real estate agents discussing an apartment offer in a modern residential complex

And on top of that we added
something of our own.

01

Double profit:
rental + growth in property value

02

Unlimited owner access to the property

03

The option to sell or
transfer the property
at any time

04

A transparent split of profits
from the rental [up to 70% for you]

05

Investments in locations
before transformation
(deliberate growth in value)

06

Full purchase
and investment support
(from purchase to
management and reporting)

Learn more about investing in
apartments in the Bezpieczna Hybryda model!

Learn more about investing in apartments in the Bezpieczna Hybryda model!

Sign up for a 30-minute presentation

Investment

Infrastructure
development

Prices in the area

+130%

Time after the purchase works
in your favor

We carry out investments in locations before infrastructural
transformation.
We analyze regional development plans, public
investments and market trends to ensure predictable growth
of the property.

In short: The Bezpieczna Hybryda model was designed for informed investors who expect repeatable financial results without having to commit their own time.

Benefits of investing
with the safe hybrid model

Double profit from a single investment

In our model you earn twice over, because you earn on short-term rental as well as on the growth in the value of your property.

You earn up to 12% per year passively without committing your time

Our apartments achieve a return on investment of 8-12%, while owners on the secondary market settle for 5%. A strategic location, a professional hotel team and creative marketing ensure occupancy all year round,
and all you receive are monthly financial reports and money in your account.

You buy before the price explosion

We don't speculate on a price that might rise. We choose exclusively attractive locations ahead of a significant infrastructural transformation, where we are certain of growth in value on the Premium market. This lets us play the best cards on the market, and you buy before the official deal is dealt.

You come whenever you want with no
restrictions

Unlike traditional condo models with restrictions
and reservations a month in advance, with us you come whenever you want. A weekend with the family? A full-week holiday? Or a month by the lake? You have no restrictions! You can come whenever you want and with whomever you want, to enjoy the full infrastructure such as the SPA, pools, gym and restaurants.

It is your property, which you can do whatever you want with

At purchase you receive a notarial deed, and your name appears in the land and mortgage register. It is YOUR property, not a share in a company. You can do whatever you want with it at any time. On our side, we guarantee 10 years of professional management with the option to extend, as well as continuous infrastructure development that increases the appeal of the location.

What do the investors say about us, those who trusted us?

The best money we ever invested – profit, peace of mind and a place we gladly return to with the family on holiday.

Adam W

Individual client

We bought with profit in mind, but we got something more – a SANCTUARY we escape to at every opportunity.

Magda R

Individual client

Compared to other offers – KOMBI INVEST was second to none. Freedom of stay and a great return on investment.

Rafał W

Individual client

The best money we ever invested – profit, peace of mind and a place we gladly return to with the family on holiday.

Adam W

Individual client

We bought with profit in mind, but we got something more – a SANCTUARY we escape to at every opportunity.

Magda R

Individual client

Compared to other offers – KOMBI INVEST was second to none. Freedom of stay and a great return on investment.

Rafał W

Individual client

The best money we ever invested – profit, peace of mind and a place we gladly return to with the family on holiday.

Adam W

Individual client

We bought with profit in mind, but we got something more – a SANCTUARY we escape to at every opportunity.

Magda R

Individual client

Compared to other offers – KOMBI INVEST was second to none. Freedom of stay and a great return on investment.

Rafał W

Individual client

Is this solution
right for you?

An investment in the Bezpieczna Hybryda model is a solution for people who want their capital to work and earn,
but who lack the time for active management

A smiling couple holding hands and entering a modern apartment building with wheeled suitcases, with a parked car and green surroundings in the background.

If you run
your own business...

and you know how important portfolio diversification is — our apartments generate 8-12% per year without you having to deal with the rental. You have full ownership rights, transparent settlements, and you can use the property whenever you want for relaxation, workation and business meetings.

If you work
a regular job...

and you have savings that you don't want inflation to eat away, then the apartment will become a family place for relaxation as well as an asset that multiplies your capital.

If you are
an investor...

and you are looking for an opportunity on the market that won't require your involvement, knowledge of the industry or marketing skills. We handle everything professionally.

Why do apartments in the Bezpieczna Hybryda model pay off more than traditional buy-to-let flats?

If the lowest price per square meter is what matters most to you, our apartments are not for you.
But if you look at an investment as a whole — growth in value, profitability, convenience — the differences are significant.

Flats on the secondary market

Price per m2

Lower

Growth in value

No impact or minimal

Your involvement

You have to handle everything

Return on investment

Long-term rentals: 3–8% per year

Location appeal

Varied, no control over the surroundings

Financial leverage

Possible

Kombi Invest apartments

Price per m2

Higher

Growth in value

Very large — growth of +130% is no surprise

Your involvement

We handle everything — 24h on-site service

Return on investment

Short-term rentals: 8–12% per year

Location appeal

Premium

Financial leverage

Possible together with an attractive payment plan

Flats on the secondary market

Kombi Invest apartments

Price per m2:

Lower

Higher

Growth in value:

No impact on growth in value
or minimal

Very large impact
growth of +130% is no surprise

Your
involvement:

You have to handle everything

We handle everything
24h on-site service

Return on investment:

Long-term rentals, i.e. 3-8% per
year

Short-term rentals,
i.e. up to 8-12% per year

Location appeal:

Varied, no control over the surroundings

Premium

Financial leverage:

Possible

Possible together with a more attractive payment plan

You pay more per square meter, but you get an investment with higher profitability, faster growth in value and zero time commitment. That is the difference between buying a flat and buying a business.

Why do our apartments
gain value faster?

On the secondary market you buy a finished product in an established location — you have no influence over whether that district will develop, whether prices will go up, or how the area will change over the years. You are a passive observer.

We develop the infrastructure of our properties (SPA, restaurants, pools) increasing their appeal

We create places that become recognizable tourist destinations

We are part of the value-growth process, not just recipients of it

Result: Our apartments gain 20-40% per year during the first years after opening

Try our
investment calculator

which will let you determine how much you can earn on
a specific investment!

Investment Calculator

Choose an investment option

2

Only the 2-room variant is available

60%
55%70%

Average occupancy (per year)

What do we base our forecasts and results on?

01

Our results so far:

  • Apartments achieve profitability of 8-12% from rental alone
  • Results achieved even before the full development of the infrastructure
  • Growth in value confirmed by current asking prices

02

Carefully chosen locations:

  • We invest exclusively where we expect an explosion in property prices as a result of the development of infrastructure, tourism and transport
  • Every location is thoroughly analyzed before we make an investment decision

03

Market analysis:

  • Growing demand for premium apartments in tourist destinations
  • The development of tourism in the regions in which we invest
  • The trend of investing in holiday properties

An investor who earned even before the season

We achieved this result even before the opening of the skybar, restaurant, marina and full tourist infrastructure. Laguna is still being built, and the investment is already working.

Investor data:

Laguna Beskidów: Date of purchase: 2023

Investment value:

Gross investment value: 488 700 PLN

VAT recovered:

-39 096 PLN

449 604 PLN

Actual own contribution

Rental profit — before the season started

Average monthly rental income:

2 800 zł

Annual rental revenue:

33 600 zł

Rental return:

7,47% per year

All this achieved even before the opening of many tourist
attractions and before the expansion of the infrastructure.

Let's sum up the entire profit

Growth in property value and rental income after 12 months:

Actual own contribution

449 604 PLN

Growth in property value:

+823 396 PLN*

+33 600 PLN

Annual rental revenue

Total investor profit: 856 996 PLN

Total return on investment: +190,6% The investor nearly
tripled their capital within a single year.

Learn more about investing in
apartments in the Bezpieczna Hybryda model!

Sign up for a 30-minute presentation

Do you want to invest
with our
Bezpieczna Hybryda model?

which will let you determine how much you can earn on a specific investment!

Treesna Wille

overlooking Lake Żywiec

Location:

Lake Żywiec

Apartments remaining:

34

z 72

Business model

Bezpieczna Hybryda(70% profit for you)

Owner stay

365 days/year

Attractions for tourists

SPA & Wellness

Bistro & Cafe Bar

Pools, terraces, gardens, sauna & jacuzzi zone

Projected value growth after one year

up to 30%

Laguna Beskidów

Apartments by Lake Żywiec.

Location:

Lake Żywiec

Apartments remaining:

0

z 508

Business model

Bezpieczna Hybryda(72% profit for you)

Owner stay

365 days/year

Attractions for tourists

Bike and hiking trails

Water sports

Skiing

Festivals

Projected value growth after one year

up to 30%

What does the investment
process look like?

For you, that's more than 325h of time saved

Contact us

Who handles it and estimated time

Investor

0,5 - 1 h

Choosing the apartment

Investor

1 - 2 h

Signing the contract

Investor

0,5 - 1 h

Interior design

Who handles it and estimated time

Kombi Invest

3 - 5 h

Finishing the apartment

Kombi Invest

40 - 70 h

Photo shoot and home staging

Kombi Invest

0,5 - 1 h

Rental management

Kombi Invest

5 - 30 h

Regular reports and payout of profits

Kombi Invest

1 - 2 h

Preparing the apartment for the next season

Kombi Invest

3 - 20 h

Investor's time

Summary

2 - 4h

Our time

325h

Reserve an apartment
from just 75 000 zł

You don't need the full amount right away. We have prepared attractive payment plans.

How does it work?

You pay 75 000 zł and reserve it at today's price. You pay off the rest in agreed installments — regardless of how much prices rise on the market.

Example: An apartment for 500 000 PLN

Example: An apartment for
500 000 PLN

Chart

Want to set up a plan tailored to your situation?
Book a consultation with our advisor.

18 lat

on the market

Since 2007 we have been building and managing Premium properties in various locations across Poland

99%

satisfied investors

Over the years, 450+ investors have already trusted us

20 MLN

pln in value

of managed projects All investments are worth as much as 240 million PLN today

190%

possible return

on investment in 12 months. A record result from one of our investors at the attractive Laguna Beskidów

8-12%

profitability from
rental alone

Annual return from short-term rental with zero involvement

24/7

professional service

A team with hotel experience manages your investment

18 lat

on the market

Since 2007 we have been building and managing Premium properties in various locations across Poland

99%

satisfied investors

Over the years, [X] investors have already trusted us

20 MLN

pln in value

of managed projects All investments are worth as much as [X] million PLN today

190%

possible return

on investment in 12 months. A record result from one of our investors at the attractive Laguna Beskidów

8-12%

profitability from rental alone

Annual return from short-term rental with zero involvement

24/7

professional service

A team with hotel experience manages your investment

Kombi Invest - A Polish developer with 18 years of experience

We are a Polish development company headquartered in Zarzecze in Silesia. We have operated in the premium real estate market since 2007. We specialize in combining investment, luxury and relaxation. This is how we build our apartments in the Bezpieczna Hybryda model.

More than a developer

01

We offer our clients not just a turnkey property purchase. We become partners for them, supporting them in everything — from finishing, through managing the investment for short-term rental, to settlements. Our clients' success is our success.

Our mission

02

We create places that combine investment with quality of life. For our clients we become trusted investment partners who guide them comprehensively through the entire process. We want to help those invest who don't have time to operate in an industry that is new to them.

FAQ

We understand the doubt — it is the one we hear most often. So instead of promising, we show a property that works. Laguna Beskidów increased its revenue by 144% year on year, before its full infrastructure had even opened. You can visit it and talk to the investors already in it.

You do not need either. The operator runs the whole rental: bookings, looking after guests, cleaning, accounting, service on site 24 hours a day. The owner’s part ends with the decision to buy — and with deciding when to come.

The apartment stays your property whatever the season brings — entered in the land register, yours to use with no cap on days.

And because we share the rental revenue, occupancy matters to us exactly as much as it does to you: if the apartment is not working, neither side earns.

A long-term let usually returns 3–8% a year and asks for your own involvement — finding tenants, repairs, accounting.

On this model the operator runs the rental, and the property sits inside a resort with its own tourist infrastructure, which lifts its value by itself. On top of that, the apartment stays somewhere you can simply come and stay.

Learn more about investing in
apartments in the Bezpieczna Hybryda model!

Sign up for a 30-minute presentation